The way that conventional wisdom treats stocks, bonds, and the risk they entail can be problematic. Wealth Advisor Doug Buchan explains why, in financial planning, sometimes the almost right word simply won’t do. By Doug Buchan Mark Twain once wrote, “The difference between the almost right word and the right word is really a large matter. ‘Tis the difference …Read More.
Do you think Warren Buffett is spending time worrying about a yield curve inversion? Larry Swedroe explains why he suspects not, and offers some reasons that you shouldn’t either. By Larry Swedroe Ever since December 3, 2018, when the yield curve inverted (with the yield of 2.83 percent on the five-year Treasury note one basis …Read More.
Marriage means saying “I do” to a shared financial life. To help you and your future spouse get on the same page regarding where you stand, Associate Wealth Advisor Kurt Wunderlich lays out what to cover in a frank and open conversation about money. Marriage, it turns out, is even more than hefty emotional commitment, …Read More.
Been there, done that on vacation? Get out of the bubble, Tim Maurer writes, and organize a trip that expands your mental, physical and spiritual horizons through the pursuit of adventure and acts of service. Been there, done that. You’ve visited the tropics, the mountains, the lake. You’ve sailed on a cruise and made the …Read More.
In his latest quarterly review, Larry Swedroe tallies up how 2019’s “sure thing” market and financial forecasts have fared through the year’s halfway point. At the start of 2019, I compiled a list of predictions that so-called financial gurus had made for the upcoming year, along with some items I heard frequently from investors, for a consensus …Read More.
It’s tough to prepare for your financial future when you don’t know what you don’t know. Wealth Advisor Sue Stevens looks at some foundational planning questions to consider by decade. When a new client comes to our office for the first time, we typically start by asking “How can we help?” Starting a relationship with …Read More.
Don’t allow relatively short periods of performance to influence long-term investment strategies. Larry Swedroe looks at how home-country bias and recency can imperil proper international diversification. I’ve been getting lots of questions about the benefits of international diversification. The questions are variations of “Why do I want to own these poorly performing investments that also …Read More.
Wealth Advisor Jarrett Simpson looks at why retirement savers who greet Social Security with too much cynicism or ignore it completely may be selling the program, and their financial plan, short. When the subject of Social Security comes up during retirement planning conversations, both younger and older investors often greet it with a healthy dose …Read More.
Sick of your job? Should you simply retire? Wealth Advisor Connie Brezik looks at some of the issues, financial and otherwise, with using retirement as a way to resolve workplace angst. Recently, the “I want to retire” mantra seems to be an ever more common theme. I am even hearing a greater number of people …Read More.
Expecting? Associate Wealth Advisor Kurt Wunderlich surveys some areas from across the financial spectrum that you may want to address before your family grows. Adding a family member is an exciting time. Decorating the nursery, picking out names, going to baby showers, and attending parenting classes all prepare you for your baby’s arrival home. But …Read More.
Life 2.0 can be anything you choose, if you’re willing to start building a solid plan early enough. Wealth Advisor Sue Stevens explores what it takes to turn that second career or ideal retirement into reality. Most of us have caught ourselves day dreaming about what could be someday. I see this happen a lot …Read More.
This nifty little quiz from Wealth Advisor Doug Buchan helps show why setting an annual performance goal for your portfolio is not only useless, but can be hazardous to your wealth. By Doug Buchan, Wealth Advisor I’m going to start by providing some basic facts (not opinions, facts). Then, I’m going to ask you a …Read More.
Wealth Advisor Connie Brezik looks at why it can be prudent to think about your home as a personal asset, not an investment. Your home is your sanctuary. It is your comfort zone and where you spend a good deal of your time. You sleep, cook, eat and entertain at home. For some, you may …Read More.
Don’t let some important financial task get lost in the bustle and commotion as you get ready to send your child off to college. To help, Wealth Advisor Ken Rosenbaum revisits six essential to-do’s that you may have overlooked. The day has come. Your little baby has grown up and is now ready to leave …Read More.
We have met the enemy, and he is us. Larry Swedroe unpacks some new research that suggests individuals do invest in successful factor-based strategies, but destroy returns through their poor trading behavior. In their June 1992 Journal of Finance article, “The Cross-Section of Expected Stock Returns,” professors Eugene Fama and Kenneth French revolutionized the way …Read More.